About this site

Purpose of this site

USA→Philippines Remit is a free, independent tool that compares the true, all-in cost of sending money from the United States to the Philippines. The advertised fee is only half the story — the bigger cost is usually the exchange-rate markup baked into the PHP rate you are offered.

Filipino workers in the US send money home constantly, and on a USD→PHP transfer the real cost is split between the upfront fee and the exchange-rate markup. The cheapest provider for a small remittance is often not the cheapest for a larger one. This tool puts the fee and the rate markup together so you can see the real amount that lands in the Philippines.

How it works

The calculator runs entirely in your browser. You enter the amount you want to send; it estimates the all-in cost — upfront fee plus the typical exchange-rate margin — and shows the effective PHP received, so providers can be compared on a like-for-like basis. Live rates and promos change, so figures are indicative.

Independent and neutral

This is an independently operated site that builds simple tools to remove the friction from everyday money decisions. We are not a bank or a money-transfer operator, and the calculator does not collect or store your figures — everything is processed locally in your browser.

Before you rely on it

Rates and fees move constantly and vary by amount, payment method, and delivery speed. This is not financial advice. Please review our disclaimer and confirm the exact quote on the provider's site before sending.